Managing Your Business

What is Credit Card Utilization?

There are many factors that influence your credit score which can positively or negatively impact your ability to attain fair and affordable financing. While your payment record may be stellar, your credit card utilization is also factored in and represents approximately 30% of your credit score calculation. If your utilization is low, it can help your …

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5 Steps to Better Manage Your Credit Score

Turned away from a loan or mortgage application because of your credit score? Weak credit scores are not only a major barrier to receiving financing from a bank or alternative lender but they also negatively impact your ability to attain the best rate possible. Improving your score is a slow but sure process – like fixing up an old …

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Business Core Values: Why Are They Important?

Your business core values or “corporate values” has been a buzz-term thrown around in business literature for many years. So, what are they? Are they important? Yes – the idea of corporate values has been diluted in recent years to include almost every virtue under the sun, but it’s important to find your specific company’s …

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