Sheida Azimi

Common Errors in Business Credit Reports and How to Fix Them

Did you know that anyone can check your business credit score? That’s why it’s always a good idea to use your credit cards properly and keep a good score. If not, you can actually create financial damage. That is, having a low score on your report can make it difficult to secure a small business …

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How to Manage Cash Flow For a Seasonal Small Business

Cash flow is undoubtedly the lifeblood of your small business. And keeping the incoming and outgoing cash under control is a challenge for all business owners. Sometimes this challenge of maintaining it leads to the failure of businesses. If you’re running a seasonal business (for example, an ice cream shop), you will face lots of …

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8 Questions to Ask Yourself Before Getting a Small Business Loan

As a small business owner, the idea of having some extra cash at your fingertips to grow or expand your business has come to mind. It’s an exciting idea, right? And you may have come up with a few ways to get that business loan you need, either through banks or alternative lenders. It may …

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Hard Credit Check vs. Soft Credit Check: What’s the Difference?

Have you applied for a small business loan? If so, you most likely have been told that your credit will be checked, and there might even be a “hard” credit inquiry. All lenders will check your credit score before qualifying you for a business loan. But you might now wonder, well, what’s the difference between …

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3 Main Purposes of Business Financial Statements

If you are currently a business owner, you have most likely heard the term “Business financial statements”. It’s a big part of the language of all business owners but interestingly enough, many don’t realize its value for their business. There is one general purpose for business financial statements — to provide information about your business’ …

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5 Ways to Keep Your Small Business Relevant in a Competitive Market

Most businesses fail within the first 18th months. Starting a business is not as easy as you might think. It requires a lot of hard work, great cash flow, and full-time dedication. It also requires you to differentiate and build your own identity in a highly competitive world. Just look at big brands like KFC, …

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Borrower Story — OGarden Smart

In 2016, Pierre Nibart and Pierre-Etiennce launched OGarden, an innovative indoor garden that allows anyone to grow organic vegetables in their home year-round. The launched the product with the mission of working towards a healthier and more ecologically responsible world. Pierre talks about the mission by simply stating, “Cultivating your own vegetables brings us back …

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