24 September 2018

What is Credit Card Utilization?




Many factors can influence your credit score, which can affect your attain fair and affordable financing. While your payment record may be stellar, your credit card utilization is weighted at approximately 30% when calculating your credit score and can be lowering your score substantially – even with no late payments. So what is credit card […]

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21 September 2018

Alternative Lenders and Online Lending In Canada




On October 26, 2017, the Canadian Lenders Association (CLA) and the Innovative Lending Platform Association (ILPA) announced the introduction of the “SMART Box”.  The SMART Box is a standardized pricing disclosure and capital comparison tool that will enable Canadian small businesses to better assess and compare their financing options. Rather than having key information scattered […]

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21 September 2018

Steps to Improve Your Credit Score




Steps to Improve Your Credit Score Turned away from a loan, or mortgage application, because of your credit score? Weak credit scores can also affect your ability to attain the best rate possible from a given lender. Improving your credit score is a slow but sure process – like fixing up an old car, it […]

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10 September 2018

When to Use POS or Accounting Software




As a small business owner, you likely play numerous roles within your company on a day-to-day basis. Accounting can be one of the most tedious tasks a business owner is faced with, and it can incur a large chunk of your time and unneeded stress. Thankfully, software exists to remedy this problem and make your […]

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