24 September 2018

What is Credit Card Utilization?




There are many factors that influence your credit score, all of which can negatively impact your ability to attain fair and affordable financing. While your payment record may be stellar, your credit card utilization is weighted at approximately 30% when calculating your credit score and can be lowering your score substantially – even with no […]

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21 September 2018

Alternative Lenders and Online Lending In Canada




On October 26, 2017, the Canadian Lenders Association (CLA) and the Innovative Lending Platform Association (ILPA) announced the introduction of the “SMART Box”.  The SMART Box is a standardized pricing disclosure and capital comparison tool that will enable Canadian small businesses to better assess and compare their financing options. Rather than having key information scattered […]

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21 September 2018

5 Steps to Improve Your Credit Score




Turned away from a loan or mortgage application because of your credit score? Weak credit scores are not only a major barrier to receiving financing from a bank or alternative lender, they also negatively impact your ability to attain the best rate possible. Improving your credit score is a slow but sure process – like fixing up an old […]

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10 September 2018

When to Use POS or Accounting Software




As a small business owner, you likely play numerous roles within your company on a day-to-day basis. Accounting can be one of the most tedious tasks a business owner is faced with, and it can incur a large chunk of your time and lead to unnecessary stress. Thankfully, software exists to remedy this problem and […]

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